Departments Jointly Enhance The Efficiency Of Inquiries About Freezing Funds

In recent years, such crimes as telephone fraud, Internet fraud and bank robber have frequently appeared. After the victim has called the police in time, it is the key to protect the legitimate rights and interests of victims.

For this reason, the CBRC, the Supreme People's Procuratorate, the Ministry of public security and the Ministry of state security recently jointly issued the banking financial institutions to assist the people's Procuratorate and the public security organs to inquire about the state security organs.

"Regulations" put forward the extensive use of modern information technology to enhance the efficiency of investigation and control of funds involved.

According to the regulations, banks and other financial institutions should handle the freezing procedures immediately for the complete formalities of the funds involved. For the more accounts involved and the need for centralized freezing, banks should take measures to freeze them within 24 hours.

Shenzhen City Public Security Bureau anti information fraud center responsible person believes that "golden 3 minutes" is the best time to freeze the funds involved.

Encounter information fraud within 3 minutes of the alarm, freezing, tracking the effect of funds involved is the best, and after the interception of funds involved, but also to achieve the original return.

It is understood that in the "

"No" before the introduction, due to lack of policy support, telecommunications fraud cases, the police, banks, victims, it is difficult to communicate quickly, the case processing process is more complex, lengthy, easily lead to missed the interception of capital time.

Taking frozen foreign bank accounts as an example, according to the internal regulations of commercial banks, freezing local bank accounts requires local police to freeze letters and letters to different places, and to freeze with other public security police. The completion of the procedures will take at least 1 days.

A university teacher had been charged with telecommunications fraud and had remitted 380 thousand yuan to the fraudsters account.

After she found that she had been fooled and reported, because of the complexity of the process of the bank, the fraudsters had stolen more than 22 yuan before the final account was frozen.

The industry generally believes that the introduction of the "Regulations" will be conducive to combating telecommunications fraud and protecting the property safety of depositors.

At the same time, anti information fraud is a social systematic project. It is impossible to rely solely on public security organs or enterprises to fight alone. We need to mobilize all social forces to make joint efforts.

Experts point out that the crime of information fraud differs greatly from traditional crimes, mainly in three aspects: first, the use of information fraud.

It spreads information quickly and covers a wide range. Two, it is closely related to the hot spots of social reality, changing quickly and confusing. Three, relying on the modern financial platform, pferring funds quickly, resulting in great losses.

Therefore, not only the freezing of funds involved, but also the fast communication between police, enterprises and people.

In fact, in recent years, many countries across the country are exploring new ways to strengthen information communication and crack down on information fraud by police, enterprises and people.

In December 2013, Tencent jointly organized Guangdong's public security department, the Shenzhen Public Security Bureau's anti information fraud advisory line, the China Internet association and the three major operators and other organizations and enterprises jointly launched the first domestic no thieves anti information fraud alliance in order to realize the linkage between police, enterprises and people, and raise the efficiency of combating telecommunications fraud.

In the past year, the alliance has quickly intercepted 109 million yuan for the 9776 victims, avoiding and recovering the total losses of nearly 265 million yuan.

As of December 2014, the alliance has increased to more than 100 units, and has introduced the anti information fraud "Shenzhen mode" to the national network police system intact and systematically.

The industry believes that in the future, we should further explore new models of such cooperation and summing up the experience, so as to combat information fraud and other crimes more effectively.